Must-Have Travel Credit Cards & Their Benefits

Whether you’re a casual or a frequent traveler, there are several reasons why having the right credit card can be beneficial for you. Some of the most common perks include  skipping those long check-in lines, getting priority boarding privileges, having complimentary airport lounge access, and scoring exclusive hotel perks, among others. 

Picture this: earning points you can use to upgrade your flight class while you check in a hotel, or redeeming miles for a spontaneous getaway to your dream destination. With the right travel credit card, you can truly hold the world at your fingertips. Not to mention, many card providers offer enticing sign-up bonuses, rewards for spending, and valuable travel insurance coverage. It’s like having a personal travel concierge tucked neatly into your wallet. 

To know what card is right for you, we put together a table of travel credit cards that can get you complimentary hotel stays and flights, and traveler perks to enjoy. 

TRAVEL CREDIT CARD 

BEST FOR

FEATURED BENEFITS

BDO AMEX Explorer

BDO American Express Explorer Credit Card | Rewards & Offers | Amex Philippines

Earning miles and hotel points for premium international flyers

  • Non-expiring Membership Rewards points (1 point for every PHP40 spend)

  • Transferable points to their Frequent Flyer Program (Airline partners: Philippine Airlines, Cathay Pacific, KrisFlyer, Delta Airlines, Thai Airways, Enrich Malaysian Airlines) 

  • Transferable points to their Frequent Guest Program (Hotel partners: Marriot Group and Hilton Group)


More details here.

UnionBank Miles+ World Mastercard

Easy miles and points redemption

  • Non-expiring miles (1 mile for every PHP30 spend) convertible for airline miles or cash credit redemption

  • Two (2) complimentary VIP lounge access locally and abroad per membership year

  • Up to PHP 1 million insurance coverage


More details here.

BPI Visa Signature 

BPI Signature Card | BPI

Scoring low foreign transaction fees and special foreign exchange rates

  • Low points-to-mile conversion (1 mile for every P50 spend)

  • 1.85% forex conversion rate 

  • Preferential exchange rates on foreign currencies 

  • Free access to the Pacific Club lounge at NAIA Terminal 3

  • Up to PHP20 million free travel accident and inconvenience benefits


More details here.

Metrobank Travel Platinum Visa 

Metrobank – Cards and Personal Credit

Earning miles fast and travel-related spending overseas

  • 3x Rewards Points system (1 mile per PHP17 overseas spend on airlines, accommodations, and foreign currency transactions)

  • Free Airport Lounge pass in over 950 lounges worldwide

  • No annual fee for life for first supplementary card


More details here.

PNB-PAL Mabuhay Miles World Mastercard

Patrons of Philippine Airlines (PAL)

  • Free 2,000 Mabuhay Miles upon card activation

  • Priority check-in at PAL Business Class Counters in NAIA Terminal 2

  • 5% discount on select PAL international flights via the PAL website


More details here.

UnionBank Cebu Pacific Gold Card

Go Rewards Unionbank Credit Card

Patrons of Cebu Pacific (CebPac)

  • 1 Go Rewards point for every PHP100 spent in Cebu Pacific, and PHP200 spent elsewhere

  • Exclusive access to Cebu Pacific seat sales

  • Automatic points crediting to your Go Rewards account for redemption of free flights


More details here.

PNB-The Travel Club Platinum Mastercard

Credit Cards

The Travel Club shoppers & travel gear enthusiasts

  • Welcome gift of P500 discount on any regular-priced luggage and bags at The Travel Club

  • Up to 15% discount on The Travel Club brands and 1% rebate on The Travel Club installment transactions

  • 1 reward point for every PHP40 spend at The Travel Club and PHP70 spend elsewhere

  • Redeemable points for Mabuhay Miles and cash credits

  • Waived repair service fee beyond warranty period

  • Waived annual fee for life


More details here. 

 

Each card offers a unique set of benefits tailored to suit your wanderlust-filled lifestyle. So, whether you're chasing sunsets on pristine beaches, exploring cities, or just shopping abroad, you can count on your travel credit card to be your trusted companion on your adventures. With the right card in hand, the possibilities are endless.

What topics would you like to know more about next? Tell us about it by mentioning us on Facebook and Instagram @thetravelclubph!

 

Older articles Back to FEATURED ARTICLES Newer articles