Must-Have Travel Credit Cards & Their Benefits

TRAVEL CREDIT CARD 

BEST FOR

FEATURED BENEFITS

BDO AMEX Explorer

Earning miles and hotel points for premium international flyers

• Non-expiring Membership Rewards points (1 point for every PHP40 spend)

• Transferable points to their Frequent Flyer Program (Airline partners: Philippine Airlines, Cathay Pacific, KrisFlyer, Delta Airlines, Thai Airways, Enrich Malaysian Airlines) 

• Transferable points to their Frequent Guest Program (Hotel partners: Marriot Group and Hilton Group)

More details here.

UnionBank Miles+ World Mastercard

Easy miles and points redemption

• Non-expiring miles (1 mile for every PHP30 spend) convertible for airline miles or cash credit redemption

• Two (2) complimentary VIP lounge access locally and abroad per membership year

• Up to PHP 1 million insurance coverage

More details here.

BPI Visa Signature 

Scoring low foreign transaction fees and special foreign exchange rates

• Low points-to-mile conversion (1 mile for every P50 spend)

• 1.85% forex conversion rate 

• Preferential exchange rates on foreign currencies 

• Free access to the Pacific Club lounge at NAIA Terminal 3

• Up to PHP20 million free travel accident and inconvenience benefits

More details here.

Metrobank Travel Platinum Visa 

Earning miles fast and travel-related spending overseas

• 3x Rewards Points system (1 mile per PHP17 overseas spend on airlines, accommodations, and foreign currency transactions)

• Free Airport Lounge pass in over 950 lounges worldwide

• No annual fee for life for first supplementary card

More details here.

PNB-PAL Mabuhay Miles World Mastercard

Patrons of Philippine Airlines (PAL)

• Free 2,000 Mabuhay Miles upon card activation

• Priority check-in at PAL Business Class Counters in NAIA Terminal 2

• 5% discount on select PAL international flights via the PAL website

More details here.

UnionBank Cebu Pacific Gold Card

Patrons of Cebu Pacific (CebPac)

• 1 Go Rewards point for every PHP100 spent in Cebu Pacific, and PHP200 spent elsewhere

• Exclusive access to Cebu Pacific seat sales

• Automatic points crediting to your Go Rewards account for redemption of free flights

More details here.

PNB-The Travel Club Platinum Mastercard

The Travel Club shoppers & travel gear enthusiasts

• Welcome gift of P500 discount on any regular-priced luggage and bags at The Travel Club

• Up to 15% discount on The Travel Club brands and 1% rebate on The Travel Club installment transactions

• 1 reward point for every PHP40 spend at The Travel Club and PHP70 spend elsewhere

• Redeemable points for Mabuhay Miles and cash credits

• Waived repair service fee beyond warranty period

• Waived annual fee for life

More details here.